Prohibited sectors and countries
As a money services business registered in Canada, Send Chap applies a risk-based client acceptance policy. The sectors and countries below cannot be served.
Last updated: October 22, 2026
Prohibited business sectors
- Adult content in any form
- Unlicensed gambling, lotteries and betting
- Cannabis and derived products
- Weapons, ammunition and military equipment
- Binary options and unregulated investment products
- Payday lending and credit repair
- Abusive multi-level marketing, pyramid or Ponzi schemes
- Shell companies and structures with no real activity
- Unauthorized financial institutions or payment providers
- Escort services and mail-order marriage agencies
- Counterfeits and products infringing intellectual property rights
- Fortune telling and occult services
- Time-share sales
- Nested payments and anonymous transactions
- Privacy coins and unregulated virtual asset service providers
- Third-party cheque cashing and wholesale gift card resale
Prohibited countries and territories
Countries or territories subject to international sanctions or outside our risk policy:
- Afghanistan
- Belarus
- Central African Republic
- Crimea, Donetsk and Luhansk (regions of Ukraine)
- Cuba
- Eritrea
- Haiti
- Iran
- Iraq
- Libya
- Myanmar
- Nicaragua
- North Korea
- Russia
- Somalia
- South Sudan
- Sudan
- Syria
- Venezuela
- Yemen
Updates and checks
These lists are indicative and revised as sanctions regimes and our risk assessment evolve. Other activities or countries may be subject to enhanced review or refused on a case-by-case basis.
If you are unsure about your sector or country, contact us before applying for an account: compliance@sendchap.com.