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FX & liquidity

On request

Currency liquidity, wherever your payments need it.

Access major currencies, convert at the right time and settle counterparties in Europe, Asia and Africa, all through a single relationship.

Conversion

Illustrative example

You send · Abidjan

25 000 000

XOF

Beneficiary receives · Lyon

38 112,25

EUR
Fixed peg1 EUR = 655,957 XOF
Funds settled

What you get

FX infrastructure built for B2B flows

Send Chap works with a network of banking and financial partners to give clients structured access to currencies and settlement.

  • Multi-currency conversion

    Buy and sell the currencies behind your trade flows: CFA franc, euro, US dollar, Canadian dollar, yuan and more, subject to availability.

  • Transparent quotes

    Get a rate and a final amount before you execute. No fees hidden in the quoted rate.

  • Liquidity for disbursements

    Pre-fund your Mobile Money and bank disbursements in Africa with local currency ready to go.

  • Settlement to bank accounts

    Settle counterparties directly to their accounts abroad, without stacking intermediaries.

  • Scheduled execution

    Plan conversions around supplier due dates and your treasury cycles.

  • Full traceability

    Confirmations, references and supporting documents for every trade, ready for accounting and audits.

Network & infrastructure

Currency access, without worrying about the plumbing.

We orchestrate conversion and settlement across our partner network. You keep one interface, one point of contact and one reconciliation.

  • A dedicated contact for recurring volumes
  • Quote, execution and settlement tracked end to end
  • Compliance checks built into every transaction
  • Available through sales today, and via API over time
POST/v1/fx/quotesExample · not a published endpoint
{
  "sell_currency": "XOF",
  "buy_currency": "CNY",
  "buy_amount": 297000
}

// webhook received
{ "event": "quote.created" }

Use cases

Real needs, the right currencies

CFACNYXOF → CNY

Pay a supplier in China

Convert CFA francs and pay your manufacturer in yuan against the pro forma invoice.

CFAEURXOF → EUR

Settle invoices in Europe

Pay European vendors, software and partners in euro, anchored on the fixed EUR/XOF peg.

USDCFAUSD → XOF

Fund disbursements in Africa

Fintechs and platforms: fund local payouts from your hard-currency reserves.

How it works

From request to settlement

  1. 1

    Onboarding

    We verify your business (KYB) and define your corridors, currencies and volumes.

  2. 2

    Quote

    Request a rate for an amount and receive a firm quote for a limited time.

  3. 3

    Funding

    Send the source-currency funds to the designated settlement account.

  4. 4

    Settlement

    The target currency is paid to the beneficiary and you receive confirmation.

Frequently asked questions

Which currencies are available?

Availability depends on your profile, your country and our partners. Our team confirms the exact pairs and corridors during onboarding.

Are rates fixed?

A quote is firm for its validity window. EUR/XOF is a fixed peg by nature; other currencies follow the market.

Is there a minimum amount?

Thresholds depend on the currency and corridor and are shared with your commercial proposal.

Who can use this service?

Businesses, fintechs and financial institutions that pass our verification process. The service is not intended for speculation.

Explore further

Let's build your international payments together.

Talk to our team about your volumes, corridors and integration needs.