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Send Chap

Multi-currency accounts

On request

One account, many currencies. No needless conversions.

Receive payments from overseas clients, keep funds in their original currency and pay suppliers straight from the right balance: EUR, USD, CNY and African currencies.

ContactRead the docs

Balances

Illustrative example
  • EUREuro48,250.00
  • USDUS dollar31,900.00
  • CNYYuan210,000.00
  • CADCanadian dollar12,400.00

Receiving details · EUR

Holder
Your company
Reference
SC-EUR-•••• 4821
ConvertPay

Features

Everything you need to run international treasury

One place to track balances by currency, collect, convert and pay.

  • Multi-currency balances

    One balance per currency, visible in real time in a single place.

  • Receiving details

    Dedicated references so clients and partners can pay you in their currency.

  • Convert at the right time

    Convert between balances when the rate suits you, with the rate shown before you confirm.

  • Pay from balance

    Pay suppliers and partners from the currency you hold, with no double conversion.

  • Statements per currency

    History, statements and exports for accounting and reconciliation.

  • Team access

    Roles and approvals to separate payment entry from sign-off.

Why

Keep the value of what you collect.

Every forced conversion costs an FX margin. With currency balances you collect in euros, pay in euros, and only convert what you need.

  • Fewer round-trip conversions
  • Clearer view of your FX exposure
  • Faster supplier payments from the right currency
  • Opening subject to KYB verification

Conversion

Illustrative example

You send · Abidjan

25 000 000

XOF

Beneficiary receives · Lyon

38 112,25

EUR
Fixed peg1 EUR = 655,957 XOF
Funds settled

Use cases

How clients use it

EUREUREUR → EUR

Collect and pay in euros

An exporter receives European payments in EUR and pays European vendors without going through local currency.

USDCNYUSD → CNY

Pay China from a USD balance

An importer holds dollars and pays Chinese suppliers at the right moment.

EURCFAEUR → XOF

Bring funds home to Africa

A company converts part of its euros to pay local teams and partners.

Get started

Open your currency accounts

  1. 1

    Request access

    Tell us your currencies, volumes and countries of operation.

  2. 2

    KYB verification

    Our compliance team verifies your business and its beneficial owners.

  3. 3

    Balances activated

    Your balances and receiving details are activated for the available currencies.

  4. 4

    Collect and pay

    Receive, convert and pay from one place, or through the API.

Frequently asked questions

Which currencies are available?

It depends on your country of establishment and our partners. Contact us to find out which currencies are open for your profile.

Is this a bank account?

No. Send Chap is not a bank. Funds are held under the applicable regulatory framework and through authorized partners; terms are set out when your account is opened.

Who can open a currency account?

Verified businesses (KYB), subject to their country of establishment and activity.

Explore further

Let's build your international payments together.

Talk to our team about your volumes, corridors and integration needs.

ContactRead the docs