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Fintechs & PSPs

Add Africa and global reach to your product, without rebuilding it.

Send Chap provides the collection, disbursement and FX building blocks your product needs to launch in new markets.

POST/v1/payoutsExample · not a published endpoint
{
  "amount": 150000,
  "currency": "XOF",
  "destination": {
    "type": "mobile_money",
    "phone": "+225XXXXXXXXXX"
  },
  "reference": "PAYROLL-0425"
}

// webhook received
{ "event": "payout.pending" }

The challenges

What slows fintechs down

Every new country means new operators, new currencies and new requirements.

One integration per operator

Different APIs, different statuses, different activation timelines.

Local liquidity

Pre-funding disbursements in several currencies ties up cash.

Reconciliation

Matching heterogeneous flows eats your operations team’s time.

For your tech team

An API designed for production.

Test keys, idempotency, signed webhooks and documentation: your developers know what to expect.

  • Dedicated test environment
  • Consistent statuses across operators
  • Technical support during integration

Transactions

Collected

Paid out

Pending

ORD-8841225 000 XOFSucceeded
PAYROLL-0425150 000 XOFPending
INV-773112 400 EURSucceeded
PI-2026-118297 000 CNYSucceeded
ORD-884158 500 XOFFailed
collection.succeeded → 200Illustrative example

Typical launch

  1. 1

    Scoping

    Countries, operators, volumes and target flows.

  2. 2

    Compliance

    KYB and review of your compliance program.

  3. 3

    Integration

    Test, then production, country by country.

Frequently asked questions

Do you work with licensed PSPs?

Yes, we support regulated providers. Your own regulatory status is reviewed during onboarding.

Can I combine collection and FX?

Yes, that is a key benefit: collect locally and convert for your international settlements.

Let's build your international payments together.

Talk to our team about your volumes, corridors and integration needs.