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Send Chap

API & developers

Financial APIs to build your flows.

Collection, disbursement, global payments and FX: build Send Chap infrastructure into your product, with statuses, webhooks and reconciliation.

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POST/v1/payoutsExample · not a published endpoint
{
  "amount": 150000,
  "currency": "XOF",
  "destination": {
    "type": "mobile_money",
    "phone": "+225XXXXXXXXXX"
  },
  "reference": "PAYROLL-0425"
}

// webhook received
{ "event": "payout.pending" }

Functional coverage

What the API covers

Endpoint details, parameters and limits are provided in the official documentation, shared once your access request is approved.

  • Collection

    Mobile Money payment requests and tracking

  • Disbursement

    Single and bulk payouts to wallets

  • Global payments

    Create and track B2B payments

  • FX

    Quotes and conversion execution

  • Statuses

    Query the state of any transaction

  • Webhooks

    Signed event notifications

  • Reporting

    Statements and exports by period

  • Reconciliation

    Matching by merchant reference

Developer experience

Built for teams shipping to production.

Predictable conventions and hands-on support throughout your integration.

  • REST API, JSON payloads
  • Test environment separate from production
  • API keys and access control
  • Webhooks for every status change
  • Merchant references kept end to end
POST/v1/collectionsExample · not a published endpoint
{
  "amount": 25000,
  "currency": "XOF",
  "payer": { "phone": "+221XXXXXXXXX" },
  "order_id": "ORD-88412"
}

// webhook received
{ "event": "collection.succeeded" }

Integration patterns

What clients build

  • Wallet top-up

    Users fund their account from their Mobile Money wallet.

  • Mass payouts

    Salaries, agent commissions or seller earnings sent in batches.

  • Automated reconciliation

    Webhooks and reports feed straight into your back office.

Request access

Get access in three steps

API access is reserved for verified businesses. Full documentation and test keys are shared after approval.

  1. 1

    Describe your project

    Use case, countries, operators and expected volumes.

  2. 2

    Verification

    KYB and compliance review of your business.

  3. 3

    Keys & docs

    Access to the test environment and full documentation.

Request accessFAQ

Let's build your international payments together.

Talk to our team about your volumes, corridors and integration needs.

ContactRead the docs